Our whole lives we a bombarded with numbers. We prefer the “easy” way and listen to the numbers. It’s proven, right?
Will we fall for it?
That’s what they want us to believe, they silently watch us fall into the pit that we dug. It is not justified, just look at all those people who can’t retire because they listened to the numbers.
They say we have it all
The retirement planners assume that if our money compounds at 10% we will have all this money when we need it. What they don’t bring up is that the market fluctuates going from 10% to -10%. Aside from that what about taxes. The variables are infinite.
If you torture numbers long enough, you can get them to confess anything. -Garrett White
We change also
The market changes, tax laws change, do we change? Of course, you may be able to tell me where you would like to be in five years but do you know that for sure? No, you might need that money but you are afraid, afraid of facing your withdrawal fee. It may appear like a lot on paper but could you use the money you take out to make more money.
Leave it to the pros
Large corporations tell us to get a job with them. Why not that’s a no-brainer, they’ve taken the risk to grow and they can shelter you. This is very bad advice for the majority of people. You’re probably reading this because you dislike your job or you are paid very low. The powerful reason businesses are so big is they tried the risk and it was a risk well taken.
Time is not free
We are told that time is free but it is not! It powers everything we do. You need to utilize it today not tomorrow. In my opinion, money equals time. Control your time to control your money.
Don’t put off until tomorrow what you can do today.– Benjamin Franklin
It will let you enjoy life more. Not worrying about getting through next month. Having a higher quality of life. Being with your family more. I think this quote sums it all up all to well.
Men are anxious to improve their circumstances but are unwilling to improve themselves; they therefore remain bound.–James Allen